02 / Network
One orchestration layer. Multiple financial systems.
PulaPay reduces the need for institutions to build and maintain bilateral connections to every financial system they need to reach.
01 / The participation model
Extend the reach of what you already operate.
Keep your customer. Keep your infrastructure. Reach further. PulaPay provides an interoperability layer between institutions, connecting existing financial systems and coordinating payment journeys across participating networks.
Your institution
Your customer / account / wallet
PulaPay interoperability layer
Governed orchestration between financial systems
Banks
Mobile-money operators
Payment infrastructures
02 / What remains yours
Extend your reach. Keep what matters.
Your customer remains your customer.
The account or wallet relationship remains with your institution.
Your infrastructure remains your infrastructure.
PulaPay connects to the financial infrastructure you already operate and extends its reach across additional payment journeys.
Your institutional framework remains yours.
Your institution retains its operating model, customer relationship and institutional responsibilities.
Your commercial model remains yours.
Participation is structured around the commercial, settlement and operating arrangements established between participating institutions.
03 / Payment journeys
Domestic and cross-border interoperability.
Bank to bank
Bank to wallet
PulaPay orchestration
One interoperability layer. Multiple payment journeys.
Wallet to bank
Wallet to wallet
Cross-border
Payment journeys are configured around the participating institutions.
Markets and corridors connected to the network.
04 / Regional network
Built for Southern African connectivity.
PulaPay connects financial institutions across markets, enabling payment journeys that extend beyond individual banking and payment networks. The initial regional focus is Lesotho, South Africa and Botswana, with the network structured to support broader Southern African connectivity.
01
Lesotho
A core market within the PulaPay network and the foundation of the company's Southern African expansion.
02
South Africa
A major regional financial market and a key corridor for cross-border payment connectivity.
03
Botswana
A strategic market for extending regional payment interoperability across Southern Africa.
05 / Participation
A clear path to the network.
Commercial alignment
Define the participation model, transaction scope and commercial framework.
Technical integration
Connect the institution's existing infrastructure to the PulaPay interoperability layer.
Validation
Establish the required technical, operational and institutional readiness for participation.
Network participation
Activate the agreed payment journeys and expand connectivity across the network.